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Building the Future of Payments

Save More. Earn More. Grow More.

Accept payments instantly with your phone. Join thousands of UK businesses who've switched to smarter, fairer payment processing that puts you first.

2-minute demo

Contactless payment with smartphone
FCA Registered
Fully regulated in the UK
Powered by Open Banking
Secure bank connections
Built on Stripe
Enterprise-grade security

Low Fees You Control

QR payments: 0.8% Standard, 0.4% Premium. Premium includes FabTax and FabInsights.

Built-in Business Tools

FabTax for tax readiness and FabInsights for instant analytics are included.

Earn More With Referrals

Boost your TrustScore and unlock up to 0.05% cashback rewards.

Stripe logo

Secure processing by Stripe

Trusted by 2,500+ UK sole traders

2,500+
UK Businesses Trust Us
10 sec
Average Payout Time
99.9%
Uptime Guarantee

Start Your 14-Day Free Trial — Accept Cards in Minutes

From registration to your first payment in under 10 minutes. No complicated setup, just results.

1
Tap to Pay with a phone at the till

Get Set Up

Start your free trial and complete onboarding in minutes. Access all Premium features during your trial period.

2
Customer paying via Tap to Pay on a smartphone at a café counter

Choose Your Payment Method

Accept QR payments, contactless cards, or bank transfers. Use your phone as a payment terminal with Tap-to-Pay.

3
Contactless phone-to-phone payment at shop counter

Get Paid

Automatic payouts to your business account. Track all settlements in your FabPay dashboard.

4
Merchant accepting Tap to Pay on a phone at a market stall

Grow With TrustScore

Build your score through consistent usage and referrals. Unlock exclusive benefits as you progress.

Get Started Today

14-day free trial • No setup fees • Cancel anytime

Fair & Simple Pricing

£4.99/month after a 14-day free trial. QR payments: 0.8% Standard, 0.4% Premium.

0.8%
QR payments (Standard)
0.4% with Premium subscription
£4.99/month
Premium subscription
Includes FabTax, FabInsights, TrustScore

Tap-to-Pay: Android available now. Tap-to-Pay on iPhone via Stripe is supported when deployed.

Feature
🏆FabPay
Typical Providers
Monthly Fees £0 £10–£30
Hardware Required ❌ None ✅ Often needed
Instant Payouts ✅ Available ❌ Limited
FCA Regulated ✅ Yes ✅ / ❌

Comparison based on standard UK payment provider offerings as of 2025

FabPay = Bank Transfers Reinvented

Skip the cards. Accept bank transfers directly. No hardware, no hassle.

💡 FabPay bank transfers are ideal for large transactions, fast payouts, and full flexibility — powered by Open Banking.

Powered by FCA-regulated Open Banking technology.

Payment Methods Comparison

Card Payments (via Stripe)

~1.69% + 20p

Transparent breakdown

Stripe base fee:1.5% + 20p
FabPay platform fee:0.19%
  • Contactless & Tap-to-Pay ready
  • Customer familiarity
  • Global acceptance

Settlement: Instant • International cards may have different Stripe base fees

BEST VALUE

Bank Transfer (via Asima)

0.8% Standard

0.4% Premium

Open Banking technology

  • Over 50% cheaper than cards
  • Perfect for large transactions
  • Higher transaction limits
  • Ideal for B2B payments

💰 Monthly Savings Example
Processing £10,000: Bank £80 vs Card £169
— Save £89/month

💡 Choose the right method for each transaction • Switch anytime in the FabPay app

FabPay's bank transfer service is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017.

Earn While You Earn with TrustScore

The more you use FabPay, the more benefits you unlock.

TrustScore Tiers

Starter

1

Trusted

2

Prime

3

Elite

4

Earn More

FabPay gives you cashback when you refer others — and even when they start earning too. It's like getting paid to build your own network.

TrustScore Advantage

With our TrustScore system, the more you use FabPay, the more you unlock — better perks, faster support, and higher bonuses.

Zero Hardware Needed

Use your phone to take payments on the spot with Tap-to-Pay — no card reader needed. Want a terminal? We've got that coming soon too.

Why FabPay is Built for You

Whether you're a barber, PT, nail tech, food truck owner, or side hustler — you deserve a payment platform that works as hard as you do.

Customer paying with card while merchant receives payment on phone

FabPay isn't built for corporations.
It's built for you.

  • Barbers & Stylists

    Accept payments in your chair or on the move without complex hardware.

  • Food Vendors

    Take payments at markets, events, or your permanent location with ease.

  • Mobile Services

    Perfect for tradespeople, cleaners, and at-home service providers.

  • Small Retailers

    From boutiques to pop-up shops, take payments with zero monthly costs.

🚀 Coming Soon – Phase 2 Features

At FabPay, we don't stop at payments. Phase 2 will introduce two powerful tools designed to make business smarter and simpler.

📊 FabInsights – Smart Business Analytics

Understand your business like never before with powerful real-time insights.

Revenue and transaction dashboards
Top-performing products/services
Most-used payment methods
Performance alerts & metrics tracking
Free for all FabPay users

💼 FabTax – Automated Tax & Accounting

Simplify tax season with auto-calculated liabilities and accountant-ready reports.

Automatic tax estimates & payment tracking
CSV exports for accountants
Xero & QuickBooks integrations
FabTax Auto-Saver: Automatically set aside your tax reserves in real time
VAT tools for sole traders and small Ltds
Included in FabTax Pro – £4.99/month
Note:

These features are part of Phase 2 and are not yet live. Join now and get early access when they're released.

Ready to Simplify Your Payments and Save More?

Join thousands of UK traders accepting smart, affordable payments with FabPay.

£2M+ Processed monthly
10,000+ Businesses using FabPay
99.9% Uptime reliability
2 mins Average setup time
£2M+ Processed monthly
Join 10,000+ UK businesses already using FabPay
Setup takes less than 2 minutes
Start accepting payments today

On £1,000 in QR payments, Premium already saves you ~£4 compared to Standard — your membership pays for itself.One simple £4.99 plan with a 14-day free trial. Built for UK small businesses.

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